Kaw Valley State Bank & Trust Co Privacy Policy
Rev. 01/11
Facts: What does Kaw Valley State Bank & Trust Co do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Transaction history and account balances
- Overdraft history and payment history
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Kaw Valley State Bank & Trust Co chooses to share; and whether you can limit this sharing.
| Reasons We Can Share Your Personal Information | Does Kaw Valley State Bank & Trust Co Share? | Can You Limit This Sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes — information about your creditworthiness | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
Questions?
Call 785-456-2021 or go to www.kvsb.com
| Who We Are | |
|---|---|
| Who is providing this notice? | Kaw Valley State Bank & Trust Co |
| What We Do | |
|---|---|
| How does Kaw Valley State Bank & Trust Co protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Kaw Valley State Bank & Trust Co collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
| Other Important Information | |
|---|---|
Digital or Business Banking App Account Deletion Request
Your privacy is important to us, if you have decided to no longer utilize our Digital or Business Banking App and would like to request the app account deleted; please choose the best form action that works best for you.1
- Send Us a Secure Message through Digital or Business Banking requesting app account deletion
- Complete the Form on the Contact Us page; In the Message include: App Account Deletion Request
- Call the Wamego Branch at 785-456-2021 and ask for Bookkeeping, after customer identification has been verified, you will need to inform KVSB Representative of the deletion request and provide your login name.
Deletion request will result in disabling and removing all data from KVSB Digital and Business Banking, as well as access to additional services accessed with those login credentials. (Example: Allied Bill Pay, ePay$, Remote Deposit Capture)
For fraud prevention, information about access device for registered users is stored for 18 months. Access Device would include Device type, IP address; when deletion is complete this information is removed.
1Please take note that this is not deletion of a user’s account(s) with KVSB, rather it applies only to account data created by the mobile app.